| The Aetna Medicare Advantage programs cover | | | | or hospital that takes Medicare and agrees to the |
| basic hospital and doctor bills as well as vision and | | | | terms of the plan. This allows you to travel around and |
| hearing expenses. Additional prescription drug | | | | receive insurance coverage nationwide yet manage |
| coverage can be added. | | | | predictable costs. |
| Aetna offers four types of coverage, HMO, PPO, | | | | The Aetna Medicare Special Needs plan is available |
| Private, and Special Needs. Let's take a closer look at | | | | for certain suitable participants who are qualified for |
| each of these plans: | | | | both Medicare and Medicaid. This requires residence in |
| The Aetna Medicare HMO plan grants you access to | | | | a particular service area and offers flat rate |
| thousands of doctors in the Aetna network. Before | | | | copayments and drug coverage. |
| choosing this option, you should check the directory to | | | | To be eligible for Aetna Medicare health plans you |
| make sure your doctor participates in the network or | | | | must first be eligible for Medicare. That means you |
| you will have to change doctors. The HMO plan offers | | | | must be 65 years old, or younger with a qualifying |
| several advantages. You will have predictable medical | | | | disability. You must also live in an area of the country |
| costs that are no cost or flat fee. You won't need | | | | that Aetna currently services. You can only change |
| referrals to other doctors in the network and will also | | | | Medicare health plans during certain times of the year |
| have coverage for most prescription drugs covered | | | | which is usually November through December for the |
| by Part D. Your copay for preventative care may be | | | | following year. The exception is if you lose coverage |
| as low as $. The benefits also include gym | | | | because you move or if you are new to Medicare |
| memberships at no cost and allowances for glasses | | | | because you just turned 65. Under those |
| and hearing aids. | | | | circumstances, you can apply for Aetna Medicare |
| The Aetna Medicare PPO plan offers many of the | | | | throughout the year. |
| same advantages as the HMO in that you have | | | | If you are trying to decide upon an insurance company |
| predictable costs, drug coverage, fitness benefits, and | | | | to go with, keep in mind that Aetna has been a major |
| $ copays on routine office visits. The PPO plan also | | | | presence in the industry for over 150 years. They |
| allows you the flexibility of choosing a primary care | | | | offer services nationwide and cater to over 30 million |
| physician outside of the network. | | | | customers. They have ample experience and offer |
| The Aetna Medicare Open or private pay plan is | | | | many valuable perks to supplement their insurance |
| similar to the PPO plan in that you can visit any doctor | | | | coverage making them a solid choice. |