America' Health Brokers and the Health Care Reform Act - What it Means to Americans

President Barack Obama signed the bill for Healththat a number of individuals can band together and
Care Reform on March 23, 2010. The bill will not onlypurchase a health insurance plan for less than that of
change the way Americans pay for health care, butan individual.
also how they pay for insurance and utilize America'sWho benefits the most?
health brokers. There may be a lot of information thatAt this point, it is estimated that nearly 25 million
is unclear to the average American about the Healthindividuals will likely shop affordable health coverage
Care Reform Act, but there is one clear message:through the exchange. It is estimated that nearly 80%
Everyone in the United States will have healthof these individuals will be eligible for financial aid. The
insurance. It will mandate that nearly every citizenHealth Care Reform Act will benefit those who do not
acquire "minimal essential coverage" for both thehave healthcare plans, as well as those who are
individual as well as dependents thereof. They canhaving a difficult time paying for their current health
either obtain employee insurance through theinsurance. Also, America's health brokers will benefit in
workplace or through other avenues that will be madethe fact that many more Americans will be obtaining
available through America's health brokers.health coverage, and the difference of the balance
"Other" avenuesthat cannot be afforded will be paid by the
For those who are self-employed, unemployed orgovernment.
work for an employer who does not offer healthMany different countries have been working with a
insurance, they will be required, by the year 2014, tosocialized health care plan for many years (France,
have some form of healthcare. If not, there may be aEngland, Canada), and it has been a very successful
tax penalty assessed. The proposal that is currently upmeans of providing healthcare plan to the entire
for vote is a state to state exchange in which thepopulace. Every citizen is granted the opportunity to
government will assist in the setup. The exchange willreceive the treatment that is necessary to live a
be funded by the government to offer medical plansfundamentally healthy life. It also relieves the stress
within each state. If the state does not create thethat goes along with wondering how the health needs
exchange, then the government has the right to step inwill be taken care of without an umbrella or assistance.
and open one. Primarily, the exchange is a means toRestructuring America's health plan will not be an easy
provide anyone who is not part of a large corporationtask, for there are many issues that need care and
an affordable health plan. This includes businesses ofattention. There is not an ideal means of resolving an
less than 100 people, those who are self-employed,issue of such a grand scale, but the Health Care
those who are unemployed or those who are retiredReform Act is certainly a step in the right direction in
but not yet eligible for Medicare. Many of America'sthe terms of providing a health medical plan for all
health brokers will offer plans, but the most effectiveAmericans and allowing America's health brokers to
ones will be group health insurance plans. This meansoffer one.