Find Very Affordable Health Insurance in Alabama

In 2002, the Trade Act created the Health Coverageto assist low income individuals and families who can
Tax Credit, also referred to as the HCTC. The HCTCnot afford to purchase an individual and/or family
became effective in 2003, and offers a federal taxhealth insurance plan, and even those individuals who
credit of 65% to be paid back to eligible individuals forwork but aren't offered health insurance coverage
the qualified health plan premiums they paid each year.through their employers, but sometimes individuals
This works one of two ways: the eligible individual canaren't eligible for these programs, even though they
either file their federal tax returns each year claimingdon't have any other means to find affordable health
the premiums, or by applying for an advance by payinginsurance in Alabama.
65% of the health plan premiums due. The way inHealth care is a necessity, and sometimes we have to
which the individual receives the health tax credit isfind the cash to hand over, whether we have it or not.
usually up to him or her.With the Health Coverage Tax Credit, those who are
Eligible individuals for the health tax credit usually includeeligible for a federal tax credit can at least rest
trade impacted workers who get a Tradeassured that some of their hard-earned cash will make
Readjustment Allowance or Alternative Tradeit back into their pockets.
Adjustment Assistance. Some people may be eligible ifIf you are one of the many who are having a difficult
they collect from the Pension Benefit Guarantytime finding affordable health insurance in Alabama and
Corporation.are interested in your eligibility for the Health Coverage
This is a huge plus for those individuals who find itTax Credit program, visit Alabama's Department of
difficult to obtain affordable health insurance inInsurance Web site for more information.
Alabama. Sure, there are state and federal programs