| Affordable health insurance for the unemployed may | | | | person in mind, so rates are most likely within your |
| feel impossible to find, but as long as you know where | | | | budget. They can last anywhere from six to 12 |
| to look and have determination it is within your reach. | | | | months, so they're perfect for individuals who are |
| Actually, self-employed individuals and individuals who | | | | actively seeking employment or another form of |
| are employed but aren't offered employer-sponsored | | | | affordable health insurance. |
| group health insurance can benefit from the much of | | | | The third step to finding affordable health insurance for |
| the same advice. | | | | the unemployed is to contact your state's department |
| The first step to finding affordable health insurance for | | | | of insurance and request information about subsidiaries |
| the unemployed is to find out if you're eligible for | | | | for which you're eligible. Most states provide some |
| COBRA. The Consolidated Omnibus Budget | | | | form of free or low-cost health coverage for residents |
| Reconciliation Act of 1985 (COBRA) made it possible | | | | who meet certain income requirements. Some states |
| for individuals who are terminated, laid off, or | | | | even have special low-cost health insurance plans for |
| transferring jobs to temporarily continue to receive | | | | people who can't otherwise obtain health insurance. At |
| group health insurance benefits. So, if you've just | | | | the very least, you should find a free or low-cost |
| recently become unemployed for any of those | | | | health coverage program that will provide health care |
| reasons, referred to as "qualifying events," contact | | | | for your children, or assistance with special health care |
| your former employer for more information about your | | | | needs (i.e. diabetes, mental health, female health |
| COBRA benefits. | | | | check-ups and conditions, etc.) |
| The second step to finding affordable health insurance | | | | A change in your employment status doesn't mean a |
| for the unemployed is to check into purchasing | | | | change in your health needs. It may take some |
| short-term health insurance. Short-term health | | | | footwork, but it's possible to find affordable health |
| insurance policies are designed with the unemployed | | | | insurance for the unemployed. |