| Health insurance costs have been on the rise for a | | | | lowered is with the help of the federal government. |
| very long time now. Health insurance plans are getting | | | | I think the largest problem with health insurance costs |
| out of reach for many middle class families to afford. | | | | today is the higher insurance costs that hospitals must |
| The biggest problem with this increase is that salaries | | | | pay for malpractice insurance. The burden of these |
| have not risen nearly as fast. The only way most | | | | larger costs is then placed on the patients that visit the |
| families can afford rates like this is for both parents to | | | | hospital. The malpractice insurance costs are high |
| work. However this just causes more visits to the | | | | because of the many frivolous lawsuits that are filed |
| doctor's office, because most of the times the kids | | | | every year in America. |
| have to be put in day care. | | | | I believe that the federal government needs to get |
| If you have kids in day care or know someone that | | | | involved to place limits on the amount of money that |
| has kids in day care, then you know they are much | | | | can be won in these lawsuits, because this will slow |
| more likely to get sick than kids that are not in day | | | | down people who might want to sue for no reason. In |
| care. The reason kids get sick more often in day care | | | | turn this will allow malpractice insurance costs to be |
| is that they are around a bunch of kids that they can | | | | lowered, and also allow health insurance costs to go |
| catch an illness from. Many people have tried to | | | | down as well. I do not think that these things will |
| develop new ways to lower health insurance costs, | | | | happen on there own, so I believe the only way health |
| but they have not worked very well so far. I believe | | | | insurance costs will become more reasonable is if the |
| that the only way that health insurance costs can be | | | | federal government gets involved. |