| In general, the premium for private health-care plan is | | | | smoker, you are advised to quit smoking immediately |
| always higher than group medical coverage. For those | | | | for the purpose of keeping the health insurance cost |
| people who are self employed or unemployed, it is | | | | low. The insurance providers usually require the policy |
| important for them to search for affordable health | | | | holders to pay higher premium if they smoke. |
| insurance so that their health will be well taken care of. | | | | Thirdly, if you want to obtain affordable medical plan, |
| How can we obtain "low cost" medical plan? | | | | you are advised to do most research in the market. |
| First thing first, prevention is always better than cure. | | | | You need to compare as many types of policies as |
| You are required to keep your body fit and healthy by | | | | possible before you decide to purchase. With careful |
| doing regular exercise and having balanced diet. When | | | | evaluation, you will be able to find out a plan which |
| your body is healthy, you will definitely be able to obtain | | | | suits your needs most and it provides you the most |
| insurance coverage and you don't need to worry | | | | value. |
| about pre-existing condition at all. If you are on tight | | | | Last but not the least; bear in mind that the "cheapest" |
| budget, you can just stick to catastrophic medical plan | | | | plan doesn't mean it is the best. You must read the |
| which is the cheapest in the market. | | | | detailed policy carefully to know your benefits before |
| Secondly, in order to obtain low cost plan, it is a must | | | | you sign up for the plan. |
| for you to be a non smoker. If you are currently a | | | | |