| an adult reaches their 50s and 60s in age, sometimes | | | | enrollment period. This period lasts about six months. |
| they can have a hard time trying to get health | | | | Anytime during those six months you can apply. |
| insurance in Texas. This is because health insurance | | | | It’s better to apply sooner than later. The |
| carriers are scared that they will be paying lots of | | | | sooner you do, the better chance you have of getting |
| claims from this age group. They will seriously look at | | | | your supplement faster. |
| how old they are and the status of their health before | | | | If you wait until after the open enrollment period is over, |
| they decide whether or not to give them a policy. | | | | you may not get all of your health coverage paid for. |
| However, it’s not always the case that older | | | | Of course, it’s not a given that you would need |
| adults and seniors cannot get health insurance. If the | | | | the supplement. It just depends on your situation. In |
| adult is 65 or over, had a record or working 10 years | | | | addition to that, there are other health insurance |
| or more (if not them, their spouse), they could possibly | | | | supplements in Texas that can be used. If you have |
| be eligible for Medicare. For this age group, Medicare | | | | health insurance from a retirement package, then that |
| will cover some health related items, but not everything. | | | | can be used to pay for the remaining portion. |
| In that case, you may have to get additional health | | | | If you need assistance in regard to getting Medicare, |
| insurance in Texas. | | | | the state of Texas has a Health and Human Services |
| Also, if you have a serious condition such as kidney | | | | department that can assist you. They will be able to |
| disease (end stage), you will automatically get Medicaid. | | | | advise whether or not you qualify for Medicare. You |
| Disability income from Social Security will also qualify | | | | can also go to the federal government site to see if |
| you if you’ve been receiving it for the past two | | | | you qualify. It’s important for people that live in |
| years. If your spouse already has a Medicare plan | | | | the state to make sure they get the adequate health |
| then you can fit under his or her plan. This can easily | | | | insurance in Texas. |
| be done with this type of health insurance in Texas. | | | | With your Medicare health insurance in Texas, you can |
| With Medicare, they will pay a huge part of the costs | | | | not get prescription drugs from the private sector |
| for your health care. There is also what is called a | | | | when you have this coverage. You need to know |
| “Medicare Supplement” that is used | | | | about this Medicare benefit because you will need to |
| when Medicare doesn’t pick up all of the costs. | | | | enroll when you become eligible. If you wait until after |
| This supplement is used for the remaining balance. The | | | | the period is over, you could face a penalty. You |
| catch is with this health care insurance in Texas, you | | | | should get all of the information regarding Medicare so |
| must apply for the supplement portion within the open | | | | that it will help you with your health insurance needs. |