| According to statistics from the Oregon Department | | | | important to your family. For example, do you have |
| of Insurance, more than half the people in Oregon | | | | lots of prescriptions? Do you make frequent visits to |
| either cannot afford health insurance or find paying for | | | | the doctor's office? Do you anticipate any hospital |
| health insurance a hardship each month. For almost a | | | | stays in the coming year? Does anyone in your family |
| quarter of all people who have health insurance, their | | | | have a special medical need? |
| premiums eat up almost twenty-five percent of their | | | | Once you know what health insurance benefits are |
| monthly spendable income. | | | | most important to you and your family then you can |
| This means finding affordable Health Insurance is a | | | | get online and begin tailoring policies to fit your specific |
| necessity for tens of thousands of Oregon families. | | | | needs - and easily compare prices. |
| The best way for many families to begin their search | | | | Keep in mind that one way families have of controlling |
| for affordable health insurance in Oregon is online. | | | | their health insurance costs is by increasing or |
| Many sites exist which allow consumers to directly | | | | decreasing the amount of their policy's deductible. The |
| compare health plans from a multitude of insurance | | | | deductible is the amount of money you have to pay |
| companies side-by-side. | | | | out of your own pocket before your insurance policy |
| But no matter which plan you ultimately choose, there | | | | begins to pay for your medical needs. |
| are a few things you can do to help bring the cost of | | | | The higher your deductible the lower your monthly |
| health insurance down. | | | | premium payment. |
| First and foremost - don't smoke or use tobacco | | | | Finding the perfect health insurance policy at a price |
| products. Tobacco users are charged considerably | | | | you can afford may be an impossibility - but if you are |
| more for health insurance than non-smokers. | | | | willing to make trade-offs and compromise here and |
| Next, sit down and carefully think about your family's | | | | there, it should be possible to find affordable health |
| health needs. What kinds of health services are most | | | | insurance for you and your family. |