| What is major medical insurance? | | | | want to save money on their health insurance. Older |
| Major medical insurance, also known as catastrophic | | | | Floridians who are concerned about not being able to |
| health insurance, is insurance that pays for major | | | | pay huge medical bills caused by cancer, heart attacks, |
| emergency medical and hospital expenses. It does pay | | | | strokes, or other major illnesses also purchase major |
| for routine medical care such as doctor visits, | | | | medical insurance. |
| maternity care, or prescription drugs. | | | | Where can I get cheap major medical insurance in |
| What does major medical insurance cover? | | | | Florida? |
| Basic major medical insurance plans cover surgical | | | | Though major medical insurance is the cheapest of all |
| costs, hospital expenses, intensive care fees, | | | | the medical insurance plans, you don't want to pay |
| diagnostic procedures, MRIs, CAT scans, and X-rays. If | | | | more than you have to. In order to get the best rate |
| you have a pre-existing condition like heart disease, | | | | on Florida major medical insurance, visit a health |
| diabetes, emphysema, multiple sclerosis, or AIDS, you | | | | insurance comparison website. There you can get |
| probably won't qualify for major medical insurance. | | | | quotes from multiple insurance companies so you can |
| These plans usually have a maximum benefit amount | | | | compare them and choose the cheapest one. |
| of between $1 million and $3 million, after which your | | | | At the better comparison sites you can get answers |
| insurance company will not pay for your medical | | | | and advice from insurance experts online or by phone, |
| expenses and your policy becomes void. Deductibles - | | | | and get money-saving tips in their "Articles" section. |
| the amount of money you pay toward claims before | | | | (see link below). |
| your insurance company will pay - are between $500 | | | | Before you purchase a major medical plan be sure |
| and $5,000. | | | | you know what you're getting. Read it over carefully, |
| Who buys major medical insurance? | | | | and if your not sure about something have the |
| Floridians who buy major medical insurance tend to be | | | | insurance company representative explain it to you. |
| relatively healthy, take few prescription drugs, and | | | | |