| Contrary to belief, the amateur athletes and the | | | | cover sports related injuries |
| professional athletes are not the only ones who are | | | | 3. Consideration for loss of earnings on the part of the |
| concerned with the state of health insurance. Before | | | | professional player |
| the athletes even enter the playing field, the insurance | | | | 4. Consideration for the sports related injury that |
| industry and the sports event planners are busy at | | | | becomes a permanent injury |
| work negotiating a liability policy to cover everyone | | | | 5. Individual contract compensation |
| and everything that pertains to any particular event. | | | | There really is so much information to gather when |
| The negotiations will mainly be concerned with the | | | | planning an event and this must all be conducted in a |
| entire premise along with the cause of damage and | | | | very short period of time. Health insurance providers |
| the theft factor that will pertain to a certain event. | | | | are trying to take everything into consideration when |
| Volunteers, coaches, the food service staff, the | | | | deciding which type of health insurance would benefit |
| cleaning crew, all the thousands of participants who will | | | | all those who are participating. Health care issues will |
| be attending the event are all included in the health | | | | always be a difficult hurdle to overcome because |
| insurance coverage. | | | | there is no way of knowing when a major |
| Another consideration is to have a well-equipped | | | | catastrophe is going to occur. |
| medical health care crew that can accommodate all | | | | The general liability insurance policy will help to defray |
| the amateur and professional athletes and attend to | | | | some of the costs when damage occurs, but it will |
| the illnesses and accidents of those who are attending | | | | also depend on how the damage occurred. These are |
| the event. There is also consideration to the police | | | | very expensive health insurance policies, but they are |
| force that always attends the larger events to keep | | | | also very necessary. Consider how many individuals |
| crowd control well maintained. | | | | will be confined to a relatively small space at the same |
| All these different things are major considerations | | | | time. |
| when considering a comprehensive health insurance | | | | Health care issues are bound to occur on some level |
| policy and a general liability policy. Details of what the | | | | and they must be immediately dealt with before |
| issues up for consideration include are: | | | | anything more occurs. This makes it very important for |
| 1. Coverage under consideration is group health for the | | | | the health insurance providers to work closely with |
| team as an entity | | | | those who are participating in a sports event. |
| 2. Individual health insurance as a second choice to | | | | |