Medicare Health Insurance Coverage

President Lyndon Johnson signed the Social Securitydiagnostics, and the doctor's fees. Additionally, Part A
Act of 1965 into effect on July 30th of that year. Partalso covers stays in skilled nursing facilities. This means
of the act included a special social insurance programthat the nurses have to performed skilled tasks, not
that is meant for people ages 65 and older, althoughjust "home care" such as cooking and cleaning for the
there are some exceptions so others can be eligiblepatients. Additionally, you must meet certain
as well. This special social insurance program is calledrequirements for this to apply, such as have a
Medicare.preceding hospital stay of at least three full days, need
Medicare is paid for by payroll taxes that are removedtreatment for an ailment that was diagnosed in the
from your income due to the Federal Insurancehospital, and need treatment that requires professional
Contributions Act, or FICA, as well as a matchingnurse supervision.
percentage of the wages as paid by the employer. AsPart B of Medicare, or medical insurance, tends to help
mentioned above, typically only those aged 65 andwith more outpatient needs than Part A. This includes
older can use Medicare, but some exceptions to thisdiagnostic testing that can be performed in a lab or
rule include those who are on continual dialysis for endphysician's office, such as x-rays. Additionally, it covers
stage renal disease or in need of a kidney or thoseblood transfusions, outpatient treatments, certain
who have Lou Gherig's disease (ALS).severe drugs like chemotherapy, as well as prosthetics
Medicare's health insurance coverage includes fourthat you may require after an illness or surgery.
different parts: hospital coverage, medical insurance,Medicare Advantage plans, or Part C, gives you the
Medicare Advantage, and prescription drug coverage.option to receive your Medicare help via a private
When you are looking to withdraw support from yourinstitution rather than public. While Medicare Advantage
Medicare, you can choose to use only one, a mix, or allplans can have their own prescription drug plan, a
of these options. Before you choose, though, youseparate Plan D that is open to those who are eligible
should realize the different aspects of each area offor Plan A and Plan B can also help you with your
coverage.prescription drugs.
First, hospital coverage, often called Part A, coversIf you need help in determining the Medicare coverage
inpatient hospitals stays of at least one night. This givesthat is best for you, check out the Catherine Michaels
you the right to a semiprivate room, as well as food,Insurance Services today for more information.