| There are millions of Americans fighting to get | | | | apply for insurance and get covered, the next day |
| coverage due to health related problems. Unfortunately | | | | after you buy your health insurance you find out about |
| for these people with pre existing health conditions as | | | | it, that would be considered a pre existing health |
| the insurers define them, are not eligible to receive the | | | | condition. |
| same costs as everyone else. | | | | If a couple is married, but on separate health insurance |
| The main reason for this, is that the health carriers | | | | through separate employers. The husband has |
| companies don't want to have to pay for the high | | | | diabetes, the wife is healthy. Is it okay for them to |
| expenses that these people's medical treatments cost. | | | | combine their insurance or is it going to make the |
| It's all in their best interest, not the consumers. | | | | premiums higher? |
| It does not mean that you're not able to apply and get | | | | There's a short period of where they can be added |
| health coverage if you have a pre existing health | | | | with no problem. His health insurer should give him a |
| condition. All it means, is that they can charge you | | | | certificate of insurance, that gets rid of the pre existing |
| more on your premiums and out-of-pocket costs. | | | | condition clause. |
| If you have a pre existing health condition, but get a job | | | | Is a college student eligible for insurance if he has old |
| that gives you health coverage, can the insurance | | | | health problems? |
| deny u? | | | | Yes he/she is. If it is a group coverage, your school or |
| Odds are you won't get any coverage to anything | | | | employer negotiates with the health provider company |
| related to your health problem. They might cover you | | | | for the plan, then you won't be excluded for having a |
| but not for that specific claim, it comes down to what | | | | pre-existing condition. |
| the condition is. Try group health insurances, they | | | | Where would a person with pre-existing health |
| typically accept you, but won't take the specific claim. | | | | conditions find medical coverage? |
| If you have a pre-existing condition you were unaware | | | | A good place to start looking is online. It's simple and |
| of, would health coverage companies still exclude it? | | | | fast to find exactly what you need, because they |
| No. But you have to be totally honest with the | | | | provide you with all the information in one place. All you |
| insurance company. If you have any symptoms, is | | | | need is to fill out a survey for quote and you get most |
| better to put them down. By giving a list of | | | | of the insurers to give you a quote. Now you can pick |
| undiagnosed conditions it shows you are being honest. | | | | the best one that fits right into your budget. |
| A good example is if you get pregnant and say you | | | | |