| You need a private health insurance plan, but is it really | | | | * Decide what benefits you can live without. Can you |
| possible to find one you can afford? The answer is | | | | forgo dental and vision coverage? Are you planning to |
| yes. It will take some work and you may need to | | | | have children and need maternal and well baby care? |
| make some compromises, but private insurance at | | | | Begin Your Search for Affordable Private Health |
| affordable rates does exist. | | | | Insurance |
| Set Your Priorities | | | | Now that you've decided what type of insurance you |
| Before you can select the best private health | | | | need, it's time to visit an insurance comparison website |
| insurance for you, you need to evaluate your needs | | | | to get some quotes. Comparing quotes can save you |
| and set your priorities. | | | | serious money because rates from different insurance |
| * Are you between jobs and searching for a job with | | | | companies can vary by hundreds of dollars for the |
| benefits? If so, you may just need a short-term plan. | | | | same coverage. |
| * Are you young and in good health? A major medical | | | | It's fast and easy to get quotes from these websites - |
| plan may be all you need, rather than a comprehensive | | | | you complete a simple online form with information |
| plan. | | | | about your health history, job, hobbies, and insurance |
| * Are you flexible about which health care provider | | | | needs. You'll then receive quotes from several A-rated |
| you visit or which hospital you use? With an HMO or | | | | health insurance companies, ready for you to compare. |
| PPO plan, you trade choice and flexibility for lower | | | | On the best websites, you can even talk with |
| premiums. | | | | insurance professionals who will help you choose the |
| * Can you afford higher co-pays and deductibles? If | | | | best plan, and show you how to save money on your |
| you can, you will be able to get lower monthly | | | | premium. (See link below). |
| payments. | | | | |