| Royal Sundaram Health Insurance can be a better | | | | sub-limits. Room rent, boarding expenses are covered |
| option to cover your family against all medical | | | | up to 2% of the sum insured and 4% of the sum |
| expenses. The product called Family Health Insurance | | | | insured in case of treatment in ICU, surgeon/doctor's |
| Online is a comprehensive health insurance which is | | | | fees up to 40% of the sum insured. The policy also |
| specially designed to protect you and your family. | | | | covers diseases like Cataract up to 8% of the sum |
| There is no documentation and medical check-up is | | | | insured, Piles, Fistula/Tonsities/Sinustis up to 10% of the |
| required to buy this policy. | | | | sum insured, Benign prostatic/Hypertrophy/Hernia up to |
| The entry age is anywhere between18 years and 45 | | | | 20% of the sum insured, Joint replacement up to 50% |
| years. You can cover your spouse, children (above 90 | | | | of the sum insured, Appendicitis and gall bladder stones |
| days and up to 21 years) and dependent parents (up | | | | and gynaec disorders including hysterectomy up to |
| to 50 years). You can renew the policy online up to | | | | 20% of the sum insured per policy year. Dialysis |
| the age of 70 years. The plan offers different sum | | | | Chemotherapy/Radiotherapy up to 10% of the sum |
| insured ranges to choose from Rs.1Lakh, Rs.2Lakh, | | | | insured per month. |
| Rs.3Lakh, Rs.4lakh and Rs.5Lakh. The sum insured will | | | | The policy also offers value added services like |
| float to all family members. The cover is applicable for | | | | cashless hospitalization facility at over more than 2000 |
| 1 year and 2 year. | | | | network hospitals across India, ambulance referral |
| You can also choose the health insurance coverage | | | | facility and 24 hour helpline for settling the claim faster. |
| option from- | | | | The cumulative bonus of 5% on sum insured is offered |
| Coverage for 2 Adult | | | | for every claim free year of the policy, subject to |
| Coverage for 2 Adult + 1 Dependent Children | | | | maximum of of 50%. In case of any claim made during |
| Coverage for 2 Adult + 2 Dependent Children | | | | the policy term, the cumulative bonus will be less 2%. |
| Coverage for 2 Adult + 3 Dependent Children | | | | You can also avail tax benefit under section 80D of |
| The policy covers the medical expenses under it's | | | | the Income Tax Act,1961. |