| Does it seem like your health insurance is going up in | | | | long-term medical issue will cause your rate to |
| price year after year? It may seem like a losing battle. | | | | increase. If possible, it is best to stay with the same |
| However, as with all situations, knowledge is power. | | | | insurance company should you find yourself facing this |
| There are some factors that will increase your health | | | | situation. Unfortunately, with a serious illness, other |
| insurance costs. | | | | companies may not insure you. |
| Your employer has a direct correlation to the amount | | | | Employers around the country are starting to hold |
| you pay for health insurance. Larger companies tend | | | | health fairs as a way to determine your overall health |
| to be able to negotiate an even lower rate. Thus, if | | | | level. Companies are giving credits to their employees |
| your employer is getting a better rate on the group | | | | who attend the fair. These credits will increase the |
| policy, you are getting a better rate for your portion of | | | | amount a business will pay for your insurance, thus |
| the premium. If your group gets smaller due to lay offs, | | | | decreasing your portion of the premium. |
| then the overall policy price may increase. This | | | | Knowing the factors that will increase your health |
| increase is generally passed on to the workers | | | | insurance cost is half the battle. Remember that |
| premiums. | | | | staying healthy is the ultimate goal, and health |
| This day and age, you may have a lower rate if you | | | | insurance is necessary to remain that way. |
| are generally a healthy person. A reoccurring or | | | | |