| United India Insurance is one of leading general | | | | cover the senior citizens of India. It covers individual |
| insurance companies in India, offering a various | | | | above 60 years of age. The sum insured ranges |
| insurance solutions to the customers. It offers a range | | | | starts from Rs.50,000 to Rs.3Lakh. |
| of exclusive health insurance for individuals, families and | | | | Top Up and Super Top Up Policy- These policies are |
| groups. It includes Family Medicare, Gold, Platinum, | | | | available for individual with entry age up to 80 years. |
| Senior Citizen, Super Top-up, Top-up, etc. | | | | The maximum sum insured is Rs.7Lakh. |
| Family Medicare- A family health insurance policy | | | | The cover is provided for in-patient hospitalization |
| which covers all family members under a single sum | | | | expenses for a more than 24 hours of hospitalization. It |
| insured. It covers all individual aged between 18 years | | | | includes room rent, boarding and nursing expenses |
| and 80 years. Dependent children above 3 months and | | | | provided by the hospitals/nursing home. It also includes |
| up to 18 years can be covered, if one of parents is | | | | nursing care, RMO charges, IV fluid/blood transfusion |
| covered concurrently. The minimum sum insured is | | | | injection administration charges, etc. another expenses |
| Rs.50,000/- and maximum is Rs.10Lakh. | | | | such as surgeon fees, anesthetist fees, consultant |
| Gold Plan- This policy is a specially designed for the | | | | fees, medical practitioner, specialist fees, anaesthetics, |
| individual who is in the age group of 36 years to 60 | | | | blood, oxygen, operation theatre charges, surgical |
| years. Dependent children above 3 months can be | | | | appliances, diagnostic materials, cost of medicines and |
| covered, of one parents is covered concurrently. The | | | | drugs, x-ray dialysis, chemotherapy, radiotherapy, |
| sum insured ranges starts from Rs.1Lakh to Rs.5Lakh. | | | | artificial limbs, pacemaker, etc. Pre and post |
| Platinum Plan- The policy covers individuals aged group | | | | hospitalization expenses are also covered. |
| between 3 months and 35 years. The sum insured | | | | There is no claim bonus of 5% on sum insured for |
| ranges starts from Rs.1Lakh to Rs.5Lakh. | | | | every claim free year. It also offers family discount of |
| Senior Citizen Policy- A policy specially designed to | | | | 5% on total premium amount. |