| If you are considering a temporary health plan for | | | | hospital charges (including intensive care unit), surgery, |
| yourself, it is important for you to review carefully | | | | anesthetist fees, registered nursing and pre-admission |
| whether the following benefits are covered in your | | | | testing are included as these expenses are most |
| policy. These benefits must be included in your short | | | | costly. |
| term plan because the cost of the services is | | | | - Durable medical equipment In our daily life, there are |
| extremely high. Let's see what benefits should be | | | | many unforeseen illnesses or injuries. Bear in mind that |
| highlighted: | | | | the rehabilitation process may incur a large amount of |
| - Physician services The fees incurred by the | | | | cost. Hence, it is a must for your temporary health |
| inpatients and outpatients for the services provided by | | | | coverage to include all types of necessary medical |
| physicians, surgeons, assistant surgeons, anesthetists | | | | equipments.To sum up, a good short term health |
| and consultants should be covered by the insurance. | | | | insurance should be able to cover those incidents that |
| - Laboratory and diagnostic services It is important for | | | | are unforeseeable and potentially life threatening. Many |
| you to make sure that X-rays and laboratory | | | | people are scared to bear medical cost when they |
| examinations for diagnostic purposes, including | | | | are hospitalized. As a result, before signing up for any |
| mammography and Pap tests for screening are also | | | | plan, make sure you check the proposed plan |
| included in the benefits of your temporary health plan. | | | | thoroughly in order to evaluate whether your |
| - Hospital services When reviewing the proposed | | | | investment is worthwhile or not. |
| policy, you need to ensure that the coverage for | | | | |